What is the difference between EIFS and Stucco?
EIFS is synthetic stucco consisting of styrofoam, fiberglass mesh and acrylic coatings. Dryvit is a brand of EIFS. Cement stucco is hard mortar applied over a chicken wire type metal fabric called lath. The term 'Stucco' includes all of the above. Plaster is putty like material containing cement, lime, gypsum and/or other materials used for interior walls. Plasterers are the people who apply any of the above.
My stucco keeps getting woodpecker holes. Is there a solution to this?
No. They can be repaired but the birds will likely return to make new holes. I have some clients experimenting with different ideas but nothing that really seems to work.
Could my stucco have mold behind it?
It could if it is a barrier EIF system. We didn't start using 'drainable' type systems in the Springfield MO area until around 2000. But it can be repaired and replaced with a drainable system and any mold removed without too much expence. We have been performing EIFS repair in Springfield and the surrounding areas for years and have become quite good at it.
Will my homeowners insurance pay for my stucco repair?
Not likely. I only know of one insurance company that has ever helped pay on this type of work. That's why it's so important to have it inspected before you buy.